Mobile Home Insurance
Overview
Mobile home insurance, also known as manufactured home insurance, provides coverage specifically tailored for mobile or manufactured homes. It offers protection similar to standard homeowners insurance but is designed to address the unique risks associated with mobile homes.
Types of Coverage:
Dwelling Coverage: Protects the physical structure of your mobile home against risks like fire, wind, hail, and vandalism.
Personal Property Coverage: Covers your belongings inside the mobile home if they are damaged or stolen.
Liability Protection: Covers legal costs if someone is injured on your property.
Additional Living Expenses (ALE): Pays for temporary living costs if your mobile home is uninhabitable due to a covered event.
Factors Affecting Premiums:
Location: The area where your mobile home is located can impact your insurance costs due to factors like crime rates and natural disaster risks.
Home Characteristics: The age, construction type, and condition of your mobile home can affect premiums.
Coverage Amount: Higher coverage limits and lower deductibles will increase your premium.
Claims History: A history of frequent claims can lead to higher premiums.
How to Get a Quote: To get a quote for mobile home insurance, please visit our general insurance quote form.