Renters Insurance
Overview
Renters insurance is a type of property insurance designed for people who rent their homes. It provides coverage for your personal belongings and offers liability protection. This insurance helps cover the cost of replacing personal items if they are damaged or stolen and offers liability coverage if someone is injured in the rental property.
Types of Coverage:
Personal Property Coverage: Covers your belongings inside the rental property.
Liability Protection: Covers legal costs if someone is injured in your rental property.
Additional Living Expenses (ALE): Pays for temporary living costs if your rental property is uninhabitable due to a covered event.
Factors Affecting Premiums:
Location: The area where you live can impact your insurance costs due to factors like crime rates and natural disaster risks.
Coverage Amount: Higher coverage limits and lower deductibles will increase your premium.
Claims History: A history of frequent claims can lead to higher premiums.
How to Get a Quote: To get a quote for renters insurance, please visit our general insurance quote form.