Scooter and Moped Insurance
Overview
Scooter and moped insurance provides financial protection for owners of these small, lightweight vehicles against various risks, including accidents, theft, and damage. It offers coverage similar to motorcycle insurance but is specifically tailored for scooters and mopeds, ensuring that both the vehicle and its riders are adequately protected.
Types of Coverage:
Liability Coverage: Covers damages or injuries you cause to others while riding your scooter or moped. This includes bodily injury liability and property damage liability.
Collision Coverage: Pays for damage to your scooter or moped resulting from a collision with another vehicle or object.
Comprehensive Coverage: Covers damage to your scooter or moped from non-collision events like theft, fire, or natural disasters.
Uninsured/Underinsured Motorist Coverage: Protects you if you're hit by a driver without insurance or with insufficient insurance.
Medical Payments Coverage: Covers medical expenses for you and your passengers, regardless of who is at fault.
Accessory Coverage: Covers custom parts and accessories added to your scooter or moped.
Roadside Assistance: Provides services like towing, battery jump-starts, and flat tire changes if your scooter or moped breaks down.
Factors Affecting Premiums:
Riding Experience: More experienced riders may receive lower premiums.
Type of Vehicle: The make, model, and year of your scooter or moped can affect your rates.
Location: Where you live and ride your scooter or moped can impact your insurance costs.
Riding Habits: How often and where you ride can influence your premiums.
Coverage Amount: Higher coverage limits and lower deductibles will increase your premium.
How to Get a Quote: To get a quote for scooter and moped insurance, please visit our general insurance quote form.